They only take money on anything above £15000 you earn, when u leave work for good, they follow the loan for 15 years, if after 15 years you still havent paid off the loan, any remaining amount is wiped off and you become free of debt. In the case of maternity leave, to my knowledge interests is still added to the loan to keep the amount of money you borrowed in line with what it is worth today.
Hope this helps.
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