Foreclosure Credit Repair For many homeowner’s foreclosure is a reality, but it’s not the end of the world, or the end of your credit. This is where foreclosure credit repair comes in. A foreclosure will remain on your credit report for seven years and will impact your credit the most in the first few years. As the foreclosure gets older and you add more positive history to your credit report, your credit will improve. There’s no magic formula to repairing your credit after a foreclosure. The more you make good decisions about using your credit, the better your credit will be. |