If anyone Is struggling to pay their credit cards and loans I am willing to help point you in the right direction. I don't claim to be a debt councillor just I am in the same position as most on this website and am willing to help you out. I have credit card dept of over £25k and have sorted my self out with a company that can reduce your monthly outgoings considerably. It has taken away the anxiety I was suffering and It has helped live my life better.

If you have the following:

1. Owe a minimum of £2,000.
2. Owe to a minimum of 2 creditors.
3. You or your partner must be in employment.
4. You must NOT be involved in a debt management or IVA program with any other firm.

Then this company can help you.