Do you have credit cards? If so, try consolidating your debt with a balance transfer credit card. You can transfer the balance of all your credit cards onto one new credit card that offers a
low interest rate for balance transfers.
There are lot of credit cards around these days that offer this, along with a
low purchase rate. So your overall costs will go down as well as the money you pay in
annual fees because you will only be using
one credit card.
It is also important that when you choose a credit card that you get the
best credit card for you - one that
suits your financial situation, so choose wisely!
And don't forget to cancel your other
credit cards too!