I am applying for LILA sequestration very soon. Now, an obvious temptation would be to have a wee last minute spend on the credit card cos it's never getting paid back anyway...nothing too extravagant bearing in mind that although I have 30k debt I also have 13k available credit...was thinking just a wee holiday costing say 1k...is this a good idea though and how well would this go down with MBNA and the AiB? I know it's important to keep the AiB onside as they could possibly ask me for a contribution during the 12 months...presumably they deal with dozens of sequestrations a month though so what are the chances of my 1k transaction flagging up...advice pls.