If I want something I pay cash, have to,... I got screwed over by the ex husband with the credit cards, no longer have credit cards, he kept us in dept for 31 years using these things!!!
Another problem - at least from my point of view - is that people only think short term. They want to have everything now and don't think about tomorrow.
__________________ The greatest barrier to success is the fear of failure. - Sven Goran Eriksson
Times are incredibly tough for most people at the moment and if it isn't for you then you are one of the lucky ones.
However if like most you are feeling the effects of this recession and would like pointing in the right direction to make your situation better then please feel free to contact me - my details are below. I can give you ethical advice on how to combat the most common problems people are currently facing.
I prefer to save money on monthly basis and using debit card to buy something. Ya i agree that there is always need of more money but it can help me to reduce my debt.