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  #1  
Old 02-16-2008, 12:40 AM
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Default how do you avoid credit card debt?

what would be an interesting siminar to hold over credit card debt
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  #2  
Old 02-16-2008, 12:40 AM
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Pay your bills on time (with in 28 days). Keep up with buying habbits and nip any tendencies to overspend in the bud. Don't use the cards to pay for things like rent or mortgage payments or Car etc...smaller charges when you know you will have the money next week, and larger purchases when you already have the money in the account.
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  #3  
Old 02-16-2008, 12:40 AM
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How to avoid credit card debt?

1. Don't use a credit card

- or -

tell your credit card company to lower your limit to something small like $5,000.
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  #4  
Old 12-03-2009, 12:57 AM
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Only use your credit card in emergencies, or in instances when you don't have the money on you at the time but you know you can afford once you get paid.

Also, make sure that you have the best credit card for your financial situation. If you only use your credit card for one off purchases the opt for one with a low annual fee and as low an annual fee as you can get on a low annual fee credit card), otherwise get a credit card has the lowest ongoing interest rate you can find (search for low rate credit cards) which also offers the most interest free days available as this will help you keep up with your repayments.
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  #5  
Old 07-06-2010, 07:28 PM
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As I can see for some time and myself advice on how to get rid of credit card department, but that there is only the Department nor the Department is not with me. How you can get rid of the working class on their section devoted an article. Past and current utility, phone and cable companies. Hospital bills, student loans, mail order (magazines, CDs / DVDs, ect ..). They do not seem like I seperatly but combined with around 10,000 'in the department's $ S. I really care but still present with only the last two overwellmed want to feel.
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  #6  
Old 07-13-2010, 02:07 AM
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Credit card debt doesn't have to be a bad thing, as long as you pay off your balance each month. If you do, you can actually make out much better financially as you'll get airline miles, cash back, and other benefits.
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  #7  
Old 07-22-2010, 11:04 AM
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Tons of really helpful information on this site..


http://www.debtcreditcard.org.uk/
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  #8  
Old 10-18-2010, 03:29 PM
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i think the biggest trick is not to use a credit card and only use a ovrdraft because most stores now offer store credit which is better in the short term as long as you don't drag it on or miss a payment.
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  #9  
Old 04-19-2011, 10:08 AM
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Hi,
I am new here.
I want to know more. Can you help me writing more details?
This will be really helpful. I am looking for friendship with others. If you want to be my friend please reply. Thanks.
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  #10  
Old 04-19-2011, 01:22 PM
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Make the credit card work for you, plan before you buy with it. Personally, I think it's great to use before xmas. Buy only buy what you know you can realistically pay off the following month, January - February are generally quite on the shopping front so focus this time on paying off the debt. Further, debt management plans and financial information available from our friendly advisors.
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