I couldn't find any info on student debt, so I thought I would contribute to the forum on the topic. I found this info on
student debt at
http://nomoredebts.org/tips-for-ps-students.html (hope i did that right, have to site the source). Hope you find it helpful!
Money Management Strategies
* Develop a workable budget that also gives you a little money for fun… yes, fun!
* If you are using student loans or have enough money saved to get you through, set it all aside in a separate savings account. Then every two weeks, based on your budget, pay yourself what you need to live. Writing your own pay cheque helps you manage your money so that youhave what you need.
* Needs are more important than wants. If you aren’t sure which is which, live without it and see if you can manage.
* Look for ways to cut down on your expenses; e.g. scale your cell phone features back, avoid eating out more than necessary, watch your transportation costs.
* Work on campus to save time and money… not to mention the resume boost it can be.
* Track where you spend your money and watch for patterns. A little here and there can add up when you least expect it.
* Avoid credit that you can’t afford. Putting small items on credit cards
repeatedly can add 50% to the cost of the items once interest is added on.
* Do not commit to long-term contracts while you are studying. So many
things can change while you are a student; you don’t want to tie yourself
down unnecessarily.