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  #1  
Old 05-31-2008, 06:02 PM
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Default How to survive on a student budget?

what do you mean and? like how to cut food costs low and clothes spending?
My budget is £60 a week excluding rent tat is $120 dollars I think
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Old 05-31-2008, 06:03 PM
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When you are shopping, go for the Smartprice or Value brands in store. They are often just as good as the big brand names. Eg. value beans-13p, Heinz Beanz-56p. It's the same with bread, pasta, pizzas, noodles, rice and many other foods. Take a good look around the supermarket for the cheap brands. Always try to keep a wee bit aside for an occassional luxury. There is nothing more depressing than not enjoying a wee splash out every now and then. Steer clear of takeaway stuff, it costs a fortune, even though it's an easy way to eat without the hasstle of cooking. As other folk have mentioned, if you can get yourself a wee job, it all becomes much easier...
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Old 05-31-2008, 06:04 PM
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plenty of beans on toast leaving enough money for beer of course!
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Old 05-31-2008, 07:23 PM
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How about looking at your problem this way.

Instead of letting your income dictate your lifestyle.

Let your lifestyle dictate your income.

Don't shoot for less, believe you are worth far more.

Then look for something that will let you achieve it.

If you watch the video on our link below student incomes and debt , and how to beat them, are mentioned very near the beginning.

Good luck.
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  #5  
Old 05-31-2008, 07:23 PM
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Ramen Noodles, thrift stores and a full time job. It's hard but people do it.
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Old 05-31-2008, 07:23 PM
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Budget and try to stick to it. Eat cheaply like pasta and sauce, make meals as a group its cheaper in the long run. Allow some money for going out and buying clothes but keep to it. Get a part time job.
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  #7  
Old 05-31-2008, 07:49 PM
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what is your budget? You can not go out for Morton's Steaks regularly! You buy meal plans, eat lots of rice and beans and shop the sales. 25 cent wing night is a big deal! Food, books then entertainment.
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  #8  
Old 05-31-2008, 09:26 PM
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There are many ways to go in college to save lots of cash.

First things first, try to shop at Wal Mart and be careful about what you buy. If you can handle not buying name brand things then your money goes a lot further. Another huge thing is how picky you are about food. If you are a fan of Ramen noodles, then you could spend $5.00 a week and have more then enough food. Other cheap items are Peanut butter and jelly sandwiches, spaghetti, tuna fish, lots of variety if your smart.

Another huge move that I can suggest from personal experience, get a job.

If you are willing to work a few hours a week, get a job at a fast food or casual restaurant. I worked at a Fazolis in college, its fast food Italian, and it was great. I would eat for free every time I was at work, and most the times I came in to just get my check or visit, and then when I did work I was able to take home enough leftovers everyday to feed me and my four roommates for days.

As far as alcohol goes. There are many ways to space out your money there. If you go to a big college, go to parties a lot. You can spend $5 and drink off the keg all night and if you start to befriend the people who throw parties you will be drinking for free in no time.

Try and stay away from bars as much as possible. They get expensive fast. The only time I would recommend bars would be on nights, usually weeknights, that they have great drink specials. If you do go, try and get drunk before you go.

Another thing that I have seen people do was get food stamps / bridge card. They filled out the info as they needed to and everyone that I knew was accepted and they got $200 a month towards groceries and such.

For living, the dorms are nice and provide food for you but if you do the math they are a rip off. Average room and board $7,000 / 7 months, the time you are actually in school with all the breaks, it comes out to $1000 a month. If you get a roommate or two you can easily find cheap apartments at most colleges for way less.
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  #9  
Old 05-31-2008, 10:06 PM
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The best thing you can do is eat out less - buy most of your food at Wal-Mart or other big stores like that. It's much more expensive to eat out.

Use public transportation if possible to save on fuel costs.

Look to save on clothing whenever you can.
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  #10  
Old 06-11-2008, 01:04 PM
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Use your meal plan...buy in bulk
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