There are several ways to go. If it was a company that is using deceptive business practices, you could go to the Federal Trade Commission, or if it involving crossing state lines, then you you report to the Interstate Commerce Commission and the FBI.
If it was a more local matter, you could go to the county/city attorney's fraud division and they could prosecute.
To get back money you lost (usually for amounts less than $5,000 and you don't need a lawyer), you could go to Small Claims Court and sue the business. For greater amounts, you will need a lawyer and a civil court suit to collect damages, but chances are it will take time and if you win, the company could declare Chapter 11 bankruptcy during the suit and you will probably get nothing, since the company would have been not paying other debts. You would be low down on the list a judge would settle with because others being owed money too.
By all means go to the Better Business Bureau and report it so someone else doesn't become a victim.
Also contact those to whom you owe the money. Tell them what happened and that you can't pay back everything right now. Most then will stop late payment fees, lower required payments and do what will mutually work out for you both. Most creditors will gladly take smaller payments rather than no payments. If you don't tell them what has happened, they can report you to credit agencies as in default which will wreck your credit rating, hike up interest rates, add on late/non payment fees, etc.
Hope it all works out for you.
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