Hi
It would not be a good idea to take out further credit when you have had to set up a debt management arrangement with your creditors as the whole point of a debt management plan is to ensure you can afford your current outgoings along with the basic of living expenses and the odd treat/luxury... if you are paying your creditors a reduced amount this will be because it is unaffordable for you to pay your current debt therefore you would be unable to pay your additional credit as you will end up over committed again... the other thing is being in an arrangement will effect your credit rating to some extent and therefore you would have difficulty getting the credit card or car finance but also the rates would be high...
If you would like any advice or a bit of help regarding the debt management and effectively budgeting or whether there would be any other options available for you please feel free to private message me your number or a bit about your circumstances and I'll do my best to help.  | 
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