I went into my bank to get an upgrade of my card. They checked me out on their system then told me my score was a little too low and i could not have the card. Fair enough, but when i asked what my score was and how to make it good enough to qualify for the card they wouldn't tell me. why not?

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Try to get any card you can, major credit card, store card etc. The trick is to pay it on time every month. You do this for a while and your credit will work it's way up, I did it this way.

You can then take out a loan but pay it off as soon as they allow you to do it (without any major penalties).

There are companies out there who make money off people wanting to know their credit details. If you google them, you'll see you can pay to get your history and advice on how to clear it.

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Thank you so much for the post. It's really useful.

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There are several ways to repair your credit. You can do it yourself if it is in normal condition. But if it is too low then you should go to professional. They will tell you about your credit score and will repair your credit on charges basis.

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