can someone please tell me the best way to fix a bad credit score. (i live in the UK by the way) I'v sorted out my finances now and paid off all my debts but i'm constantly being refused credit cos of my past. I'v had no ccj's, only missed payments.

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To make improve your credit score is resolve your debt balance owed such as high credit limit allowed
or the credit utilization ratio, on car loans, home loans, personal loans or credit cards.

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Debt Consolidation

This cant be done over night, it takes some time. Here are some tips to improve your credit score.

1) Pay your bills on time
2) Step away from the edge
3) Commit for the long haul
4) Look before your leap

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Debt Relief Debt Counseling

According to me the best thing is ask your bank for a secured credit card or loan. This works in Canada and the US should also in the UK. The bank can not lose and they get to charge you fees and interest. The another fastest and one of the most important factors that impact the credit score is the ratio between the credit limit and the credit used. There are several actions derived from this ratio that you can take in order to improve your credit score pretty fast.

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acekard ds

1. Be Punctual
2. Check your credit report regularly and take the necessary steps to remove inaccuracies
3. Resolve Negative Open Items
4. Watch your debt
5. Pay Bills on time.
6. Adjust your credit limits
7. Establish Various Types of Credit

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Debt Management

Thank you so much for the post. It's really useful.

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